Register For Intensive Language Courses

Are you dreaming of studying in Germany? If you are, you need to submit Proof of financial means to cover the costs for the time of your studies. You can do this through any of the following documents:

  • Confirmation of scholarship/stipend
  • Formal sponsorship letter from a sponsor living in Germany (“Verpflichtungserklärung”)
  • Proof of financial status like a letter from the employer (providing information regarding annual/monthly income and duration of employment with the company), company registration, land ownership certificate, evidence of tax payment, and personal bank statements. 
  • Along with this, you may also need to open a blocked account. 

 But what is a blocked account opening, and how do we help you in this process?

What is a Block Account in Germany?

A block account in Germany is a special bank account that is required by the German authorities. Although a locked account, Sperrkonto, is not mandatory, at the time of application, it may be requested during the visa application process. They are used to show the financial stability of international students who aim to study in Germany. The money deposited is in your name. However, you cannot access all the blocked account amounts in Germany at once. You receive a monthly allowance in your regular bank account in the German bank. 

You will receive a "blocking confirmation" from the organization you select for the account opening as soon as you deposit the required block account amount for Germany. A blocking confirmation is a document you must submit to the authorities along with your visa as proof of your financial capability. 

For further information regarding this, you can visit the website of the German Embassy in Kathmandu

What is the Amount Required For a Blocked Account?

As per the German Federal Foreign Office, you must deposit a minimum of €11,208 to apply for a German study visa

That said, this is only the minimum required block amount for Germany 2024. You can deposit more than this stated Germany blocked account amount of 2024 during the blocked account opening for your studies in Germany. 

How to Create a Germany Blocked Account?

As mentioned, the German block account is one of the required financial documents for the visa. Therefore, you are generally in Nepal when opening a blocked account. So, to open the blocked account, you can follow the process below:

  • Check with the German embassy or a trusted German education consultancy like Edu Zeit to determine how much money you need to open the account. 
  • Open a blocked account with the blocked account provider of your choice. That said, some German banks offer you options to open the blocked account directly. However, you must submit a paper application via email through the German embassy to do this. 
  • Wait for the application to process
  • The provider will send you your International Bank Account Number (IBAN). 
  • Once you get the bank account, you can transfer the required Germany block amount through an international money transfer service. This process lasts roughly three to five days. 
  • Get confirmation from the bank.
  • Wait to receive the visa.

After following this process, you need to arrive in Germany. Once you arrive in Germany, you can follow the process below.

Apply For a German Residency Permit

Activate the blocked account. The process for these changes depends on the service provider; you must go to the bank directly after your City Registration (Anmeldung) in Germany or upload them to the service providers.
Once activated, you will receive a monthly allowance deposited into your bank account. You can use the same or another German bank of your choice for this. 

When to Make a Blocked Account For a Student Visa in Germany?

The entire process of getting a blocked bank account can take up to six weeks. Therefore, you should start applying for a blocked account at least six weeks before applying for the visa. That said, the exact process time varies depending on your chosen provider. 

What Are The Supporting Documents I Need For The Blocked Account Opening?

If you want to open the German-blocked account, you need the following documents:

  • Your passport
  • Proof regarding the origin of money. Some banks may ask you for bank statements regarding funds' access and/or origin.
  • Application form
  • Proof of admission to a German university
  • Your ID card

These are just the key documents required for the blocked account opening process. That said, the specific required documents will vary depending on the provider.

How do I Activate my Blocked Bank Account?

After opening the blocked account, the next step is to activate the blocked account. To do this, you must open a current account in Germany. For this, you must register your address and get the registration certificate. If you do not do this, you cannot access your money. The key documents you need to activate the blocked account are as follows:

  • Proof of registered residence in Germany 
  • Proof of your current account
  • Passport with entry stamp
  • German residence permit

If you open a blocked account directly with the bank, you may need to visit the bank with your residency permit. However, you can activate your account online with a third-party company. 

What is The Cost of a Blocked Account Opening?

The specific cost of blocked account opening will vary depending on the service provider of your choice. However, the average cost ranges from 
€50 to €150
. Some providers can ask you to provide a buffer of around €100 or less. This amount is charged to cover any bank fees and is returned when you close the account. 

How do I Withdraw Money From my Blocked Bank Account?

The monthly sum is automatically deposited from the blocked account to your current account. You can then withdraw the amount from your current account. However, if you have deposited more than the minimum amount, you can withdraw the excess amount directly until the minimum balance is reached. 

Do I Need a Blocked Account For the Second Year of my Studies?

The official requirement does not state that you need a blocked account for the second year of your studies. However, you need to prove that you can support your life in Germany through the funds in your bank or through sponsorship. 

That said, there are cases when the immigration office has asked students to show that they have extended their blocked account. In this case, it is up to the immigration officers to examine your circumstances and decide how you should provide proof of your finances. 

How do we Help With the Blocked Account Opening?

As one of Nepal's best German education consultancy, we at Edu Zeit provide comprehensive service regarding blocked account openings. Some of our services include the following:

Information and Guidance

We provide detailed information regarding the blocked account opening process. This includes the minimum required block account amount for the German visa and application process. 

Document Verification

We assist in verifying and ensuring that you have all the necessary documents for a blocked account opening.

Application Assistance 

We guide you through the application process, starting from opening the block account for international students. This process includes step-by-step instructions on filling out the application form, ensuring accuracy and completeness.

Bank Recommendations

We also suggest you contact the reputed banks that offer blocked account opening services through careful consideration. This includes consideration of factors such as fees, accessibility, and ease of communication.

Follow-Up and Updates

We keep you informed about the status of the blocked account application, ensuring that any additional requirements or steps are quickly taken care of. 

So, do you want to study in Germany but require expert guidance and comprehensive services regarding block account opening in Germany? Then you have come to the right place! Contact us and get the best-blocked account opening service in Germany! 

FAQs About Blocked Accounts for Germany

Can I start a blocked account opening process inside Germany?

Technically, you can. However, for this to happen, you must be a USA, Australia, Canada, Israel, Japan, New Zealand, or South Korea citizen. Therefore, as a Nepali, you must open a blocked account well in advance. 

Can I start the blocked account opening with a foreign bank?

No. You must start the blocked account opening process with the German bank. If you start the process with a foreign bank, the embassy will simply ask you to do so with a German bank or related service provider. 

Why do I need a current account?

You need a current account, also known as Girkonto, to transfer the funds from your blocked account for your regular use. You can then withdraw the transfers in your current account via ATMs or make payments online through the bank app. You can open blocked and current accounts in the same bank or make them separately. 

Can I study in Germany without a blocked account?

You can indeed study in Germany without a blocked account. However, you must fulfill one or several of the criteria. These criteria are as follows:
You have a scholarship from an established education institution in Germany
You can confirm that you will receive government funding or have an approved student loan in Germany

How do I transfer funds to my blocked account?

You can transfer your funds through a bank, international money transfer service, or app. Your service provider will provide information on transferring the money to your account. Furthermore, sometimes they may also have their own money transfer service. 

What if I need to close the account early?

If you need to close your bank account early, you must ask your provider or bank. To do this, you must have a document from the German embassy explaining the reason for the early closing of the blocked account. Once the document is verified, the bank will return the deposit amount within two to four weeks. However, you may not get back the processing fees. 

Can I get my money back if my visa application is rejected? 

Yes, you can. If your German visa is rejected, you can send your Visa rejection document and your personal bank account details to your provider. They will then close your account and return the deposited amount within a few weeks. 

How do I extend blocked accounts?

If you wish to extend a blocked account, you must contact your provider. For this, you must pay a fee that is typically less than the initial start-up fee. 

Should I close the account after I complete my studies?

Many service providers automatically close the blocked account in Germany after one year is completed. However, if the account is not automatically closed, you can choose to close it or leave it for residency permit application. However, the blocked account will be closed after a specified period of inactivity. 

Can I combine a blocked account with a health insurance policy? 

Yes, you can. In fact, many service providers have health insurance and travel insurance policy packages. 


Interested to Study in Germany?

We are best german consultancy in Kathmandu helping and counselling you to study in Germany from Nepal.